|
. K: R1 @# @5 f5 y' [因素$ B' `, n$ r& z# G+ q
6 c; m ~3 |5 L" y/ I
| 比重
) I+ y. X$ F m* M2 {# A0 }+ M/ D4 C. n0 l8 w' k/ Z# d
|
| 还款记录(payment history)
) M6 D, [# d5 Y) t1 ^5 J | 35%* e7 Y' I6 ?7 V$ L; n7 N
|
| 消费比率(utilization rate)
8 V+ U C# j ] | 30%$ n) }2 l O, b3 d, \
|
| 信用卡使用时间 (length of credit card)
: I; D" `5 i9 Z; Z* ?+ ` | 10%' y+ v! y& s! h" o" F( g
|
| 新信用(new credit)( `; o- H+ A4 J! a
| 10%, w# K, ~8 c3 Z: M1 f+ S* v
|
| 信用种类(types of credit)
$ `6 ~# d% m, v/ x4 I0 r | 10%
+ j3 d' k, O% B6 r* Q |