|
, D3 u$ b7 E4 r) Y( Z7 e2 j因素, I3 F% E' j4 K; A4 ?+ w3 C
% h' _0 R; b7 s! b
| 比重1 y' d4 e$ m7 c6 c7 F
" C: _& S! t, N% R/ Q* _6 z |
| 还款记录(payment history), @; f6 k" y6 S# M# A6 k* Q' o
| 35%
$ E- X7 M0 d) K# |; q) o |
| 消费比率(utilization rate)- h1 J) J4 D! j7 a. M; x. u/ C
| 30%
$ Q$ y8 t8 l5 r+ I) k2 G. ^/ t |
| 信用卡使用时间 (length of credit card)
4 H' N! e' q* |: y | 10%
3 ~" v0 _" ]; L' ~% Z( j' x |
| 新信用(new credit)9 t* Z, W, S4 w; U, c; }
| 10%
* M; w2 r& Z# G8 ~1 q |
| 信用种类(types of credit)% g, x$ j, ^, V1 ?5 X' a( t0 R
| 10%! l L' Q6 }, E# [) h
|
发表于 2009-12-21 15:44
